46 / 100
↑ 1 since last$LYRO
0xf55e…b01111· Robinhood ChainAll 7 checks
ngl, not gonna lie
The calculator works, but the lender pool is empty, so no one can buy Bitcoin on credit yet.
LYRO Finance is a Bitcoin buy-now-pay-later site on Robinhood Chain. The calculator and wallet connect work, but the main purchase flow is blocked because the lender pool holds 0 USDG against the 7,000 needed. On chain the launch is clean: first coin from this dev, no launch-block bundle, and no dev selling. The site, X account and domain are only days old.
Since the last check
The last check, 24 h ago: IFFY 45. This one: IFFY 46. See that check
The project looks the same as last time. These numbers moved:
| Measured | Then | Now |
|---|---|---|
| Market cap | $113.3k | $141.9k |
| Liquidity | $52.4k | $61.5k |
| Holders | 184 | 203 |
| Top 10 holders | 21.1 % | 21.8 % |
| X followers | 125 | 141 |
Red flags2
Purchase flow blocked by an empty lender pool
The agent reached the Schedule step, but the pool showed 0.00 USDG available against 7,000 needed. 'Review & sign' stayed disabled, so no wallet signature was ever requested.
claim sourceCore financing claim is not backed
The site says users can buy Bitcoin with 30% down and repay the rest in monthly instalments. The financing never worked when tried.
claim source
Watch out3
Fee and lock claims are unbacked
The 100% buyback-and-burn claim doesn't match the measured 2% buy tax, which goes partly to torch and partly to a destination the creator chose. The 5% 12-month lock is not shown, because the dev sent 5% to an ordinary wallet.
torch tax collectordevtransferreceivedNew X account and domain, no history
The X account is 3 days old with 141 followers and the domain is 5 days old. ngl has not seen this dev, site or account before.
@LyroFinanceregistrationCalculator and wallet connect work
The calculator computed a 12-month schedule correctly from the default inputs. So there is a real front end, but it was not seen doing the actual job.
@LyroFinance
Checks out3
Clean launch and no dev selling
The dev bought 5% at launch, sold nothing, and burned 0.8%. Nobody else bought in the launch block, and this is the dev's first coin.
devlaunchtransferburnHolders are fairly spread out
The top 10 wallets hold 22%, and the largest single wallet holds 5.0%. The 2.3% burn is consistent with the claimed burn.
5.0%2.7%2.1%2.0%Audit honestly marked as pending
The site says the audit is not done yet, and nothing suggests otherwise.
claim sourceregistration
How ngl got here
What the call rests on
Product · Does it exist and work?
A working calculator exists, but the main purchase flow was blocked by an empty pool and never reached a signature.
Claims · Are its claims backed?
The core financing and fee claims are unbacked or contradicted; only the burn and the pending audit hold up.
On chain · Holders, bundles, the dev wallet
The launch is mostly clean: no bundle, the dev has not sold, and holders are spread out. The 5% moved to another wallet is unverified.
Team · X account, dev history, ngl’s memory
This is a first coin from a new account and domain, with no track record and nothing in ngl's memory.
Cross-checked
A second agent read the same evidence and tried to prove this call wrong. It found nothing to object to.
ngl has seen this before
ngl has checked 187 coins. None of them shares this coin’s dev wallet, the wallet that funded it, its website, X account, Telegram or logo.

