The calculator works, but the Bitcoin purchase is disabled because the pool is unfunded and no router is set up.

Lyro Finance has a working site where the wallet connects to Robinhood Chain and a repayment schedule is computed. The core product, buying Bitcoin on credit, cannot run: the site says the USDG pool is unfunded and the purchase router is not configured. The launch itself looks clean, with no bundlers, a first-time dev who hasn't sold, and spread-out holders. The X account and domain are only days old.

Ask the agent Watch

Checked 1 h ago

Since the last check

The last check, 12 h ago: IFFY 45. This one: IFFY 45. See that check

↑
Market cap roughly quadrupled
Market cap was about $42.7K then and is about $172.8K now.
↑
Liquidity grew by more than two and a half times
Liquidity was about $26.3K then and is about $71.0K now.
↑
Holder count more than doubled
There were 85 holders then and there are 185 now.
↑
Wallet connect works now
Then the wallet only showed the network and a 'Switch network' button, and now it connects to Robinhood Chain (4663) and shows balances.

Measured	Then	Now
Market cap	$42.7k	$172.8k
Liquidity	$26.3k	$71.0k
Holders	85	185
Top 10 holders	22.4 %	23.2 %
X followers	43	93

Red flags1

Purchase is disabled: pool unfunded, no router
On /buy-bitcoin the Purchase button read 'Purchase unavailable'. The page says the USDG pool is unfunded and the purchase router is not configured, so no transaction can be signed.
screenshot claim source

Watch out4

Financing and earn claims have nothing behind them
The 70% USDG financing is contradicted by the site's own status text. Supplying USDG to earn interest and the cbBTC collateral vault were not shown working.
claim source screenshot
Calculator works, but live pricing is missing
The default inputs give a 12-installment schedule at 14% APR, with 628.51 USDG a month. The cbBTC amount and liquidation price show 'Needs verified oracle + quote'.
screenshot claim source
'Full-stack DeFi protocol' is not shown
The X bio promises financing, earning and portfolios. Only the calculator could be seen working, and the Markets feature was not tested.
screenshot screenshot @LyroFinance
Brand-new X account and domain
The X account is about a day old with 93 followers. The domain was registered three days ago. The site does link back to the X account.
@LyroFinance registration page

Checks out2

Wallet connects to Robinhood Chain
The site connected the test wallet and switched to chain 4663 without trouble. This only shows the front end works, not the lending protocol.
screenshot
Clean launch and a dev who hasn't sold
No one else bought in the launch block, and this is the dev's first coin. The dev holds 5.0%, has sold none, and burned 0.8%. The top 10 wallets hold 23%.
launch dev transfer burn

Ask the agent

Anything about $LYRO. ngl answers from this check, or goes back to the site and tries what you ask.

Hands-on tests

Couldn’t testBuy Bitcoin calculator / purchase flow
Purchase disabled: pool unfunded, router not configured
What it did:
Opened /buy-bitcoin with the test wallet connected (0xa954…d14a). Left the default values: purchase value 10000 USDG, down payment 30%, term 12 mo. Clicked the Purchase button.
What the site showed:
Button reads 'Purchase unavailable' and is disabled. Status box: 'Purchases await liquidity and a verified route. Origination is unpaused onchain, but the USDG pool is unfunded and the Finance purchase router is not configured. This page provides estimates only; no purchase transaction can be signed.' Also 'Insufficient USDG for this down payment.' with USDG balance 0.00.
WorksCalculator schedule and estimates
Repayment schedule computes from inputs
What it did:
Read the financing preview with the default inputs; the payment table lists 12 installments.
What the site showed:
Monthly installment 628.51, APR 14.00%, financed principal 7,000.00 USDG, total interest 542.11 USDG. Estimated cbBTC received and liquidation price show 'Needs verified oracle + quote'.
WorksWallet connect on the buy page
Wallet connects to Robinhood Chain
What it did:
Clicked 'Connect wallet' and 'Switch network' on the main product pages.
What the site showed:
Wallet connected: Robinhood Chain · 4663, balance shown as 0.00 USDG and 100.0000 ETH, address 0xa954…d14a. Balances belong to the test wallet.